2026 Annual Open Enrollment: October 20 – October 31
Open Enrollment Video
Our Open Enrollment video (approx. 7 minutes) provides an overview of the exciting enhancements to our comprehensive benefits program.
Video Highlights
Health
- Basic Plan – 20% coinsurance for in-network providers
- Basic & Enhanced Plans – annual in-network and out-of-network out-of-pocket limit
- Individual: $5,500/$18,000
- Family: $11,000/$36,000
- Virtual Clinic Care copay $0 when using Doctor on Demand or Froedtert Health for minor illness
- Emergency Room – $250 Copay + Deductible + Coinsurance (ER copay waived if admitted to hospital)
- Addition of Amazon Pharmacy as a 90-day non-specialty drug fill option (available now)
Flexible Spending Accounts (remember to re-elect your Spending Account contribution each year)
- Health Care FSA – annual maximum will increase to $3,300
- Dependent Care FSA – annual maximum will increase to $7,000; MCW will continue to provide annual matching contribution of $500
- Grace Period allows you until March 15, 2026 to spend unused 2025 FSA funds
Voluntary Life Insurance
- The $50,000 option will no longer be available for Employee Life insurance
- Spouse Life Insurance will be able to be continued beyond age 70, subject to age reduction schedule
Short-Term Disability
- Alignment of coverage for all employee groups to 70% of your base salary
- Remaining 30% will come from your available sick, vacation, and if applicable, paid parental time balances
Additional Benefits
- Medicare education program through SmartConnect provides free Medicare resources, personalized guidance, and enrollment services
For more detailed information, click the "Learn more about open enrollment" below. Please note that your MCW User Name and Password will be needed in order to complete the OneLogin process.